GreatFlorida Insurance - Phil Rossi - Wellington Insurance

Motorcycle Insurance Quotes in Wellington, FL

Phil Rossi, Agent

561-793-7999

12789 Forest Hill Blvd - Suite 2C
Wellington, FL  33414
Fax : 561-223-3294

4.7 of 5 stars - ‎48 reviews
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Ideal weather and scenic views make Wellington an exceptional place to ride motorcycles. GreatFlorida Insurance wants every biker to enjoy the adventure of riding whether you are an enthusiast or a novice. Being out on the open road in Wellington can leave you exposed to bad weather conditions and drivers not watching for cyclists. GreatFlorida Insurance can offer you an affordable motorcycle policy to protect you and your ride in Wellington.

Do you need Motorcycle Insurance?

YES! It's as critical as wearing a helmet.

Motorcyclists know there's risk involved every time they hop on their bikes, but that doesn't stop them from revving up their engines to feel the wind on their face and the rush of a good ride.

In addition to protective gear like helmets, there are precautions that you can take with you on every ride. You'll never even know they're there—that is, until you need them.

A strong Wellington Motorcycle Insurance policy is not an option that should be overlooked. That's why GreatFlorida Insurance provides motorcycle policies that give you the true freedom to ride.

A GreatFlorida Motorcycle Insurance Agent in Wellington is ready to help you find the best deal. Get a free quote today by calling 561-793-7999 or completing our online quote request form.

What is included in my motorcycle insurance coverage?

  • Bodily injury liability coverage: When you're involved in an accident, the first thoughts you have undoubtedly involve assessing if you're injured followed by wondering if the other person (people) involved are injured.

    If you do injure or kill someone or if you need projection in a lawsuit against you, this type of coverage will protect you.

    What do you need? A GreatFlorida Insurance Agent in Wellington will work with you to choose the level of limits of protection that best suits your needs.

  • Collision coverage: Accidents may cause damage to your motorcycle. Regardless of whether that damage is your fault or not, you will be protected when you have collision coverage included in your policy.

  • Accessories coverage: Most comprehensive policies include coverage for your accessories. When this type of damage occurs (including damage to your helmet), this coverage will pay it.

  • Comprehensive physical damage coverage: Sometimes damage occurs from something other than an accident, such as theft or vandalism. GreatFlorida Insurance can provide policies that cover these damages too.

  • Unisured/underinsured motorists coverage: Unfortunately, not everyone carries motorcycle insurance. When you are hit by someone who doesn't carry insurance, you'll still be projected when you have uninsured/underinsured motorists coverage in your policy.

Do I need motorcycle insurance under Florida law?

Florida law does not require motorcycle insurance. However, if you are charged with an accident that causes injuries, you will be required to obtain insurance (if there was no prior policy in place).

What types of medical coverage exist?

Choose between medical payments, no-fault or personal injury protection coverage for you and your passengers.

What types of motorcycles are covered?

GreatFlorida Insurance can create a custom policy for you regardless of the type of bike you ride. From moped insurance to scooter insurance to trike insurance to dirt bike insurance to motocross insurance, Harley-Davidson Insurance, there is a policy to fit every biker's needs.

How can I get started building my custom policy?

GreatFlorida Insurance makes it easy to create your custom motorcycle insurance policy.

Call 561-793-7999 or complete our online quote request form. A GreatFlorida Motorcycle Insurance Agent in Wellington will help you find the best deal for you.

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Florida Motorcycle  Insurance Blog
by GreatFlorida Insurance
9/6/2018

Animal related insurance claims

 Florida is known for its abundant wildlife population. Green space surrounds many of our highways, increasing the chances of an animal-auto collision.

“When driving at night, it is almost impossible to avoid a collision once an animal steps or jumps onto the roadway,” observes Ellsworth Buck, Vice President of GreatFlorida Insurance, Florida’s leading independent auto insurance agency.

The U.S. Department of Transportation claims an estimated one to two million collisions between a car and large animal occur every year.

A recent study from the National Insurance Crime Bureau (NICB), analyzes the number of animal-related insurance losses for the years 2014-2017.  All animal-related claims went up 6 percent over the four-year period.

The most common animals involved in auto collisions include: deer, racoon, dog, turkey, coyote with deer being the most frequent victim. Additional animals often struck by cars in Florida include the alligator, Florida panther, black bear and birds.

“If animal related accidents are a concern for you or you frequently travel near wooded areas, you might want to check out comprehensive coverage through your car insurance policy,” recommends Buck, Vice President of GreatFlorida Insurance, Florida’s largest independent auto insurance agency.

Consider these wildlife-auto collision statistics from the Department of Motor Vehicles (DMV).

A collision with some form of wildlife occurs on average every 39 minutes.

The average repair cost of a car-deer collision is $2,8000.

Approximately 200 motorists die every year in car-wildlife collisions.

1 out of every 17 car collisions involve wandering wildlife.

89% of all wildlife collisions occur on roads with 2 lanes.

84% of all wildlife collisions occur in good weather on dry roads.

If you unexpectedly come upon an animal in the road while driving, experts advise not swerving. Consequences could be more severe if you hit an oncoming vehicle. It is recommended to hit your brakes, honk the horn and duck low behind the dashboard.

The post To Swerve or Not to Swerve appeared first on The GreatFlorida Insurance Blog.

by GreatFlorida Insurance
8/23/2018

Good relationships between neighbors strengthen the community you live in, however conflict between neighbors can lead to serious tension, lawsuits and even violence. “Discerning between an annoyance and a true nuisance will help you decide what course of action to take,” says Ellsworth Buck, Vice President of GreatFlorida Insurance, Florida’s largest independent homeowners insurance agency.

Below are a few of the most common neighbor complaints and how to handle them graciously.

Noisy neighbors

Firing up the lawn mower at 7 am on a Saturday, a barking dog, loud music or parties can violate your peace.  Whether you live in an apartment, condo or home with a yard, noisy neighbors are unsettling. Addressing your neighbor about noise is best handled with diplomacy while keeping your cool. Dealing with the issue before it threatens your civility is recommended. If the noise continues to persist after making a request to your neighbor, check to see if your community has laws prohibiting unreasonable noise, a noise ordinance or designated quiet times. You can also contact your landlord, or neighborhood association.

“If it comes to it, reach out to law enforcement who are trained to handle enforcing noise ordinances,” says Ellsworth Buck, Vice President of GreatFlorida Insurance, Florida’s top independent homeowners insurance agency.

Overhanging trees

Trees contribute to the beauty of nature and provide wonderful shade; however, they are also the source of hostility between neighbors. Here is the lowdown on how to handle potential tree issues. You can cut back overhanging branches but avoid pruning a tree if it will cause damage to it. Most communities have laws against excessive pruning. It is a good idea to alert your neighbor before pruning. If a tree trunk straddles property lines, you and your neighbor both own the tree, so it is best to get your neighbors permission to prune.

Consumer Reports informs, if there is a hazardous tree belonging to you or your neighbor, the local government will often step in and handle the situation or force the owner of the tree to act. You can locate the appropriate agency by contacting city hall or the county courthouse. When it comes to leaves, fruit and debris, if a tree is jointly owned, you and your neighbor share the maintenance as well as the rewards. If the tree is not commonly owned, each of you deal with the debris on your own property.

According to legal support website, LegalZoom, “If the roots are pushing onto your property, they are considered an encroachment in the same manner as fences and other physical belongings.” They go on to explain, if the roots cross your property line, the tree owner is responsible for the removal.

Property Lines

If you feel as if your neighbor is encroaching upon your space, you will find yourself in a boundary line dispute. A little research is required. Check your deed or settlement papers indicating your property lines. If you cannot locate them, try finding your plat online.  Assume, it was a mistake and show your neighbor your findings. It might be necessary for you to both have the property surveyed. Mediation is the next suggestion. If a situation gets out of hand, call the police and report trespassing.

The post Won’t You Be My Neighbor? appeared first on The GreatFlorida Insurance Blog.

by GreatFlorida Insurance
8/16/2018

Before you dig into your favorite and nourishing breakfast consider, it could contain weed killer. A recent report found dangerous amounts of the herbicide, glyphosate, the active ingredient in weed killer Roundup in several oat-based breakfast foods.

“These findings are disturbing and require our attention without causing mayhem in your pantry,” says Ellsworth Buck, Vice President of GreatFlorida Insurance, Florida’s top independent health insurance agency.

Environmental advocacy organization, The Environmental Working Group (EWG), conducted a study of oat cereals, oatmeal, granola and snack bars. Glyphosate was found in all, but five of the 29 regular and organic products tested.

The World Health Organization (WHO) and California scientists, believe glyphosate is a carcinogen. Last week, a California jury awarded a groundskeeper $289 million in damages. He claims long-term exposure to large amounts of Monsanto’s Roundup is responsible for his terminal cancer. Monsanto, the maker of Roundup, strongly disputes the finding that glyphosate is a carcinogen.

Also, the Environmental Protection Agency (EPA) recognizes glyphosate as one of the most widely used agricultural pesticides in  the U. S. and claims it is, “not likely to be carcinogenic to humans.” The EPA says there is no risk to human health when used accordingly. According to EWG, more than 250 million pounds of glyphosate is sprayed on American crops annually.

“In cases like this, where different experts have opposing conclusions, you must make decisions based on your beliefs,” says Ellsworth Buck, Vice President of GreatFlorida Insurance, Florida’s largest independent health insurance agency.

Below are the results of the study.

Potentially dangerous to children

Back to Nature Classic Granola

Barbara’s Multigrain Spoonfuls, Original, Cereal

Bob’s Red Mill Steel Cut Oats

Cheerios Toasted Whole Grain Oat Cereal

Giant Instant Oatmeal Original Flavor

Great Value Original Instant Oatmeal

Kellogg’s Cracklin’ Oat Bran Cereal

Lucky Charms (without the marshmallows)

Market Pantry Instant Oatmeal, Strawberries & Cream

Nature Valley Crunchy Granola Bars, Oats ‘n Honey

Nature Valley Granola Protein Oats ‘n Honey

Quaker Dinosaur Eggs, Brown Sugar, Instant Oatmeal

Quaker Old Fashioned Oats

Quaker Simply Granola Oats, Honey, Raisin and Almonds

Quaker Steel Cut Oats

Umpqua Oats, Maple Pecan

Contains safe amounts of glyphosate

Back to Nature Banana Walnut Granola Clusters

Bob’s Red Mill Organic Old Fashioned Rolled Oats

Kellogg’s Nutrigrain Soft Baked Breakfast Bars, Strawberry

KIND Oats & Honey with Toasted Coconut

KIND Vanilla, Blueberry Clusters with Flax Seeds

Nature’s Path Organic Old Fashioned Organic Oats

Quaker Chewy Chocolate Chip granola bar

Whole Foods Bulk Bin conventional rolled oats

Contained no glyphosate in any tests

365 Organic Old-Fashioned Rolled Oats

Cascadian Farm Organic Harvest Berry, granola bar

Kashi Heart to Heart Organic Honey Toasted Cereal

Nature’s Path Organic Honey Almond Granola

Simple Truth Organic Instant Oatmeal, Original

The post Weed killer found in popular breakfast foods appeared first on The GreatFlorida Insurance Blog.

by GreatFlorida Insurance
8/9/2018

“Being on the water, provides a sense of calm and clarity,” says Ellsworth Buck, Vice President of GreatFlorida Insurance, Florida’s leading independent boat insurance agency.

In his book, Blue Mind, Dr. Wallace J. Nichols, marine biologist, explains that being on, in or near the water improves creativity, emotional health and relaxation. It can also heal the mind and body.

In the book, he describes the state of a “red mind” and its antidote, a “blue mind.” A red mind is characterized by stress, anxiety and fear, whereas a blue mind is described as calm, peaceful and happy. A blue mind can be achieved by being in, near, on, under or around water. Such as being on a boat. He describes to Discover Boating, that a blue mind, gives our minds a break, it helps us to disconnect from tech and connect with our thoughts and insights as well as with other people.

Research shows walking on the beach, hanging out at the lake or even taking a dip in the pool can calm you down while sparking creativity. He shares with Huffington Post some additional benefits to being around water.

Water gives our brains a rest.

Water can induce a meditative state.

Water can inspire us to be more compassionate and connected.

Exercise by or in water is good for our brains and our bodies.

“These findings explain why we feel so much joy when boating,” observes Buck with GreatFlorida Insurance, Florida’s largest independent boat insurance agency.

Boat rental website, Carefree Boat Club, explains that boating allows you to create bonding experiences and enjoy memories with family and friends. They report, according to studies, boaters respond to stress or stressful situations in a manner better than non-boaters.

So, the next time you are debating that fishing trip or all-day outing at the beach, remember, it can benefit your health, body and mind.

The post Can Boating Help Us Be Our Better Selves? appeared first on The GreatFlorida Insurance Blog.

by GreatFlorida Insurance
7/12/2018

“Fishing, tourism and public health are vulnerable to algae this year in Florida”, observes Ellsworth Buck, Vice President of GreatFlorida Insurance, Florida’s leading independent boat insurance company.

Red Tide

A patchy bloom of the Florida red tide organism, Karenia brevis, persists in Southwest Florida. You might recognize red tide on the beach. It looks like thick mats of smelly, brown, seaweed and covers beaches along Florida’s Atlantic Coast.

Red Tide is a naturally-occurring microscopic alga that has been documented along Florida’s Gulf Coast since the 1840’s and occurs nearly every year. Blooms, or higher than normal concentrations of the Florida red tide alga, Karenia brevis, frequently occur in the Gulf of Mexico, according to the Florida Fish and Wildlife Conservation Commission (FWC).

The National Oceanic and Atmospheric Administration (NOAA), reports some red tide produces toxins that have harmful effects on people, fish, marine mammals and birds. In humans, the toxin can become airborne and varying levels of eye and respiratory irritation can occur, becoming more severe for those with pre-existing respiratory conditions, such as asthma. Even touching the bloom can cause a rash.  MOTE Marine Laboratory & Aquarium issues daily beach conditions from beaches along the Southwest coast and along the panhandle. Try checking their website before you head out for the day.

Toxic Algae Bloom

Red tide is not the only algae growing in Florida. Two years ago, some Florida waterways and beaches were afflicted by what many described as a green, slimy, rancid- smelling algae. Well…it’s back. The Florida Department of Environmental Protection (DEP) reports the blue-green algae also known as cyanobacteria, typically develops in nutrient-rich lakes that contain high levels of phosphorous and nitrogen. High temperatures, warm water and abundant sunlight create ideal conditions for the toxic blooms to thrive.

Lake Okeechobee, the Caloosahatchee River and St. Lucie estuary are filled with the toxic algae as it continues to spread to Cape Coral and Ft. Myers. “Just cleaning up the water will not help, points out Buck with GreatFlorida Insurance, Florida’s largest independent boat insurance agency. Both red tide and the blue-green algae are exacerbated by fertilizers and other pollution fed by runoff from the surrounding land.

The blue-green algae can cause skin rashes, nausea, respiratory issues, cramps, diarrhea and vomiting. Long term conditions include; liver, kidney and nervous system damage.

Governor Rick Scott declared a state of emergency this week for seven counties around the lake to give state environmental and tourism agencies more resources to respond to problems caused by the algae. The order also authorizes flushing water south of the lake instead of down the rivers that run to the coasts.

The post Algae Plagues Florida Beaches and Waterways appeared first on The GreatFlorida Insurance Blog.

by GreatFlorida Insurance
7/5/2018

The interior of a parked car in Florida averages 150 degrees, according to researchers at the University of Central Florida.

“Every driver in Florida is familiar with the intense heat that greats you as you open the car door on a hot day,” says Ellsworth Buck, Vice President of GreatFlorida Insurance, Florida’s largest independent car insurance agency. Not only is a hot car terribly uncomfortable, but cooling your car down quickly can keep you from looking like a hot mess before you arrive at your destination.

Engineers at Consumer Reports found the best method for cooling off a hot car as soon as possible. The following are their instructions for how to do it.

“These tips will help you get the most from your air conditioning system while burning less fuel,” says Buck, with GreatFlorida Insurance, Florida’s top independent car insurance agency.

Don’t Pre- Cool

Don’t run the air conditioning in your car until you are ready to drive. The A/C works better when you are driving. Once you are on your way, open the windows and crank the fan to full blast. When cold air starts coming through the vents, close the front windows but keep the rear windows cracked open for another 10 – 20 seconds. This gets cold air to the back of the car and creates an easy path for the hot air to escape the cabin.

Go Low

Adjust the temperature and fan. Setting the temperature to the coldest temperature and adjusting the fans speed keep the air from drying out, making the A/C more efficient saving you some fuel.

Don’t Recirculate

If passengers are in the backseat, turn off recirculation mode. This takes air from the front of the car and pulls it back through the front system keeping the people upfront cool, but leaves the air in the back stale and hot.

Turn Off Start/Stop

Newer cars have an auto start-stop system, turn it off. This feature saves fuel, but it can also keep the air conditioning compressor from running when it shuts the engine off. In very hot weather, you will notice the lack of cool air quickly especially if you are stuck at a lengthy stoplight or in stop and go traffic.

Check the Air Filter

Check your cabin’s air filter to make sure it is clean. A dirty filter prevents air flow.

Automatic Climate Control

If you have automatic climate control in your car, lowering the temperature doesn’t make the car cool off faster. Most systems will do all the temperature and fan adjustments automatically, so you can just set it and forget it.

The post How to Cool Your Car Down Quickly appeared first on The GreatFlorida Insurance Blog.

by GreatFlorida Insurance
6/27/2018

On July 4th people across the country express their American patriotism by celebrating Independence Day.  A quick history refresher- On July 4, 1776, the Declaration of Independence was officially adopted, declaring the 13 colonies liberated from England.

“Independence Day is a festive day to reflect on the privilege of freedom and democracy we enjoy in this country,” said Ellsworth Buck, Vice President of GreatFlorida Insurance, Florida’s largest independent homeowners insurance agency.

Below is some information you might find useful in commemorating this Independence Day.

FIREWORKS- What is legal and what’s not?

The 4th of July is all about fireworks.

In Florida, nothing airborne or exploding is legal including shells and mortars, tube devices, Roman candles, rockets and even firecrackers. Although, you can legally purchase fireworks if you sign a waiver. The waiver states that you will be using the fireworks to scare away birds from agricultural products or fish hatcheries, according to Florida Today. Lying on the form is a first-degree misdemeanor.

Illegally using fireworks is also a first-degree misdemeanor, punishable by up to one year in jail and a $1,000 fine. However, sparklers, snakes and party poppers are legal. Keep in mind, there is still a risk of injury using sparklers. The U.S. Consumer Product Safety Commission (CPSC) reports 8 deaths were caused by fireworks in 2017 along with 12,900 emergency-room related injuries. Sparklers were the number one cause of injuries.

The South Walton Fire District recommends the following guidelines to light it up safely:

Keep a bucket of water close by or a garden hose.

Don’t light anything on dry grass, look for a flat surface.

Never try to re-light a “dud” and light one item at a time.

Do not use unwrapped items or items that may have been tampered with.

Only purchase fireworks from a licensed vendor.

Light up in an open area.

Never allow young children to play or light fireworks.

Keep any part of your body from being directly over a fireworks device when lighting the fuse.

Never carry sparklers in your pocket or shoot them off in metal or glass containers.

DRIVING

More people are killed in car accidents on Independence Day than any other day of the year. “The staggering amount of traffic contributes to that grim statistic, reminds Buck with GreatFlorida Insurance, Florida’s top independent homeowners insurance and car insurance agency.

Along with a high traffic volume, drinking and driving adds to dangerous road conditions. Alcohol also exacerbates dehydration, intensifying the effects of alcohol and causing drowsiness. Distraction from fireworks, is likewise a source of car accidents.

GreatFlorida Insurance is available 24/7 to help with your insurance needs. We offer quality and affordable homowners insurance coverage to Floridians across the state. Call us at 1-888-478-7801 or check us out online at www.greatflorida.com.

The post Make Independence Day unforgettable-in a good way appeared first on The GreatFlorida Insurance Blog.